I Resolve . . .

Yes, I know it's November.



However, in the great race of life, I am more tortoise than hare and if I want a snowball's chance in hell of succeeding at a New Year's resolution I better start now and give myself plenty of chances to succeed.

I resolve . . .

• to be more organized
• to be more financially responsible
• to be more healthy

That's nice and broad on purpose. After all, the devil is in the details.